About the Role
You will evaluate business, transaction, and cash-flow information under established underwriting standards, supporting the origination of MCA and factoring assets across the BillPay America ecosystem.
Responsibilities
- Review funding applications and supporting documentation
- Assess business cash flow, payment activity, and receivables quality
- Apply underwriting standards consistently across jurisdictions
- Prepare risk summaries and recommendations
- Maintain underwriting records and data in centralized systems
- Collaborate with risk, compliance, and servicing teams
- Support portfolio construction with accurate underwriting data
Requirements
- 2+ years in underwriting, credit analysis, or risk
- Experience with MCA, factoring, or SME lending preferred
- Strong analytical and data skills
- Attention to detail and documentation discipline
- Ability to work within defined underwriting standards
- Fluent English
What We Offer
- Competitive salary and performance-based bonus
- Exposure to multi-state private-credit operations
- Centralized training and underwriting framework
- Career path within risk and portfolio management
- Collaborative, data-driven work environment