Privacy Policy
Privacy Policy
This Privacy Policy explains how we collect, use, store, and protect information when you visit this website, contact us, submit information through our forms, or otherwise interact with our business.
Our activities may include business funding, private-credit infrastructure, real-world financial assets, technology, portfolio management, and institutional relationships. The information we process depends on the nature of your interaction with us and the applicable legal and regulatory requirements.
1. Scope of This Policy
This Privacy Policy applies to information collected through this Website and through communications or interactions directly related to our business activities.
It may apply to website visitors, business representatives, prospective funding applicants, counterparties, institutional contacts, service providers, and other persons who communicate or conduct business with us.
Certain operating companies, financial products, transactions, or jurisdictions may be subject to additional privacy notices or requirements. Where a separate notice applies to a specific relationship or transaction, that notice may supplement this Privacy Policy.
2. Information We Collect
The information we collect depends on how you interact with us. It may include:
- Contact information: such as your name, email address, telephone number, company, and professional role.
- Communications: information contained in inquiries, correspondence, requests, and other communications with us.
- Business information: information relating to a company, its operations, commercial activity, funding requirements, or financial profile.
- Transaction information: information associated with receivables, invoices, contractual payment rights, or other relevant commercial transactions where applicable.
- Technical information: information generated when you access or interact with the Website.
We may also receive information from authorized representatives, counterparties, service providers, publicly available sources, or other sources where permitted by applicable law.
3. Business & Funding Information
If you inquire about or apply for business funding, additional information may be required to evaluate the business or proposed transaction.
Depending on the product and applicable requirements, this may include:
- Business identification and registration information.
- Revenue and cash-flow information.
- Banking or payment-processing information.
- Transaction and operating history.
- Invoices, receivables, and related commercial documentation.
- Existing financial obligations.
- Information required for underwriting and verification.
- Information concerning owners, directors, authorized representatives, or other relevant persons where required.
The specific information required depends on the relevant funding product, transaction, operating company, jurisdiction, and applicable underwriting, compliance, and legal requirements.
4. Information Collected Automatically
When you access the Website, certain technical information may be collected automatically by our systems or service providers.
This may include:
- IP address.
- Browser and device information.
- Operating system.
- Pages visited and navigation activity.
- Date and time of access.
- Referring pages or websites.
- Approximate location derived from technical information.
- Website performance and diagnostic information.
This information may be used to operate, secure, analyze, maintain, and improve the Website and understand how visitors interact with it.
5. How We Use Information
We may use information for purposes including:
- Responding to inquiries and communications.
- Evaluating business-funding inquiries and potential transactions.
- Performing underwriting, verification, risk assessment, and due diligence where applicable.
- Administering and servicing business relationships and transactions.
- Maintaining records associated with receivables and other financial assets.
- Supporting risk management, compliance, portfolio management, and reporting.
- Operating, maintaining, securing, and improving our technology and Website.
- Detecting, preventing, and investigating fraud, misuse, security incidents, or other potentially unlawful activity.
- Meeting legal, regulatory, contractual, accounting, and compliance obligations.
- Establishing, exercising, or defending legal rights.
6. Legal Bases for Processing
Where applicable law requires a legal basis for processing personal information, we may rely on one or more bases depending on the circumstances.
These may include:
- Your consent where consent is required and has been provided.
- Processing necessary to take steps at your request before entering into a contractual relationship.
- Processing necessary to perform or administer a contract.
- Compliance with legal or regulatory obligations.
- Our legitimate interests in operating, securing, managing, and developing our business, where those interests are not overridden by applicable privacy rights.
The applicable legal basis may vary according to the jurisdiction, nature of the information, and purpose for which it is processed.
7. How We Share Information
We may share information where reasonably necessary for our operations, transactions, legal obligations, or the purposes described in this Privacy Policy.
Recipients may include:
- Affiliated and participating operating companies.
- Technology and infrastructure providers.
- Hosting, cloud, security, and data-service providers.
- Payment and financial-service providers where applicable.
- Professional advisers, including legal and accounting advisers.
- Underwriting, verification, and compliance service providers.
- Auditors and other professional service providers.
- Regulators, courts, law-enforcement authorities, or other government authorities where legally required.
- Transaction counterparties where disclosure is appropriate and legally permitted.
We may also disclose information in connection with a corporate restructuring, financing, merger, acquisition, sale of assets, or similar transaction, subject to applicable legal requirements.
8. Verification & Compliance
Certain business relationships or financial transactions may require identity, business, ownership, or other verification procedures.
Where applicable, information may be processed for Know Your Customer (KYC), Know Your Business (KYB), anti-money-laundering, sanctions, fraud prevention, risk management, and other compliance purposes.
The type and extent of verification depend on the transaction, operating entity, jurisdiction, applicable regulations, and risk profile.
Additional information or documentation may be requested where reasonably necessary to satisfy legal, regulatory, underwriting, or compliance requirements.
10. Data Security
We use reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, loss, misuse, alteration, disclosure, or destruction.
Security measures may include access controls, authentication, system monitoring, secure infrastructure, data-management procedures, and other controls appropriate to the nature of the information and associated risks.
No method of electronic transmission or storage is completely secure. Accordingly, while we take reasonable measures to protect information, absolute security cannot be guaranteed.
11. Data Retention
We retain information for as long as reasonably necessary for the purposes for which it was collected and as required by applicable legal, regulatory, contractual, accounting, risk-management, or compliance obligations.
Retention periods may vary depending on the type of information, nature of the relationship or transaction, applicable jurisdiction, and legal requirements.
When information is no longer required, we may delete, anonymize, or otherwise securely dispose of it in accordance with applicable requirements and internal policies.
12. International Data Transfers
Our infrastructure, operating companies, service providers, counterparties, or professional advisers may operate in different countries. As a result, information may be processed or transferred across jurisdictions where permitted by law.
Where applicable privacy laws impose requirements on international transfers, appropriate legal or contractual safeguards may be used to protect transferred information.
Data-protection laws in another jurisdiction may differ from those applicable in your place of residence.
13. Your Privacy Rights
Depending on your jurisdiction and applicable law, you may have certain rights regarding your personal information.
These may include the right to:
- Request access to personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Request deletion of certain personal information.
- Request restriction of certain processing activities.
- Object to certain processing activities.
- Withdraw consent where processing is based on consent.
- Request data portability where applicable.
- Submit a complaint to an appropriate data-protection or supervisory authority.
These rights are not absolute and may be subject to legal exceptions, verification requirements, regulatory obligations, contractual requirements, and applicable retention periods.
We may need to verify your identity before responding to a privacy request in order to protect your information against unauthorized disclosure.
14. Third-Party Services
The Website may contain links to or use services provided by third parties. These services may process information according to their own privacy policies and terms.
We encourage you to review the privacy practices of third-party services before providing personal information directly to them.
Unless otherwise required by law, we are not responsible for the privacy, security, or data-processing practices of independent third-party websites or services.
15. Children's Privacy
This Website and the business and institutional activities described on it are not directed toward children.
We do not knowingly seek to collect personal information from children through the Website. If we become aware that personal information has been collected from a child in circumstances where such processing is not permitted, we may take reasonable steps to delete or otherwise appropriately handle that information.
16. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes to our Website, business operations, technology, data practices, products, services, or applicable legal and regulatory requirements.
When this Policy is updated, the revised version will be published on this page and the “Last updated” date will be changed accordingly.
We encourage you to review this Privacy Policy periodically to remain informed about how information is handled.
17. Contact Us
If you have questions about this Privacy Policy, our privacy practices, or the processing of your personal information, please contact us using the contact information provided on this Website.
If your request concerns information processed in connection with a specific funding transaction or business relationship, your request may be directed to the operating entity responsible for that relationship.
This Privacy Policy provides a general framework for the Website and should be reviewed by qualified legal counsel before publication. The final policy should reflect the company's legal entities, jurisdictions of operation, actual data collection practices, funding application process, analytics tools, cookies, third-party processors, data-retention requirements, and applicable privacy laws.